Hire an Experienced Law Firm
Howard Law Group has substantial experience representing lenders, loan servicers, hedge funds, national capital corporations, investors and individuals in the litigation of mortgage foreclosure litigation cases throughout the state of Florida.
If you own or hold a Promissory Note secured by a Mortgage and the borrower is in default for failing to pay their mortgage, Howard Law Group can help you reach a settlement with the borrower or litigate the case until you gain title to and possession of the Property.
Each attorney in our firm understands the entire foreclosure process, from beginning to end. We are well skilled at everything from reviewing title and collateral documents and performing due diligence prior to acquisition of the loan, to preparing a Notice of Default Letter, preparing the Verified Mortgage Foreclosure Complaint through obtaining a Final Judgment of Foreclosure, the scheduling of a foreclosure sale, as well as post judgment issues including evictions, writs of possession and deficiency judgments and everything in between.
While we are well trained in litigating contested foreclosure cases, we understand that the best business decision for our client is not always to litigate. A case that settles before or during litigation allows our client to continue investing their money rather than spending it on attorney’s fees. In addition to litigating mortgage foreclosure cases, we have successfully prepared and negotiated various loss mitigation agreements including:
- Deed In Lieu of Foreclosure
- Mortgage Modifications
- Forbearance Agreements
- Cash For Keys Agreements
- Repayment/Stipulation Plans
- Short Sale documents
Howard Law Group has experience negotiating with Condominium Associations and Homeowners Associations for all past due maintenance and fees owed to the Association. We carefully review the Condominium or Homeowner Association Declaration for first mortgagee inferiority clauses. Our attorneys will work to procure an Estoppel letter from the Association reflecting, at a minimum, the Florida statutory safe Harbor amount owed to the Association as explained in Florida Statue section 718.116.