Strategic Representation for Creditors in Chapter 7, 11, and 13
Howard Law provides comprehensive representation for creditors, lenders, servicers, and institutional clients in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings throughout Florida and Georgia. Our attorneys understand how bankruptcy impacts secured and unsecured interests, and we work proactively to protect collateral, enforce creditor rights, and move each matter toward the most efficient outcome. Our team knows the bankruptcy process from the initial petition through final discharge and case closure. We conduct due diligence, review loan files and collateral packages, assess risk exposure, and guide clients through the procedural requirements of each chapter. Howard Law manages the full scope of creditor representation, including all filings, hearings, and negotiations within the bankruptcy court. While our attorneys are skilled litigators prepared to address contested matters, we also understand that litigation is not always the most effective business decision. We take a practical, solutions-first approach that balances legal strength with financial strategy. When appropriate, our team engages in loss mitigation efforts to reach outcomes that minimize exposure and preserve asset value.
Bankruptcy services include:
- Motion for Relief from Stay
- Preparation and filing of Proofs of Claim
- Chapter 13 Plan Review
- Objections to Confirmation of Chapter 13 Plans
- Negotiation of loan modifications and workouts within bankruptcy
- Mediation and loss mitigation efforts
- Monitoring trustee communications and deadlines
- Protection of secured interests and enforcement of creditor rights
Frequently Asked
Our attorneys also have experience navigating cases involving homeowners associations, condominium associations, and junior lienholders to ensure all interests are accounted for within the bankruptcy proceeding. We bring clarity, strategy, and precision to every matter, helping clients move through complex cases with confidence.
What bankruptcy matters does Howard Law handle for creditors?
Howard Law represents creditors, lenders, and servicers in Chapter 7, Chapter 11, and Chapter 13 cases throughout Florida and Georgia. Our work includes motions for relief from stay, proofs of claim, plan review, objections to confirmation, loss mitigation efforts, and mediation within the bankruptcy process.
How does Howard Law protect a creditor’s interests in bankruptcy?
Our attorneys review loan documents, collateral packages, and case filings to understand the full scope of the debtor’s financial position. We act quickly to enforce creditor rights, preserve secured interests, and ensure all required filings are accurate and timely. When appropriate, we negotiate loan modifications or payment agreements through the bankruptcy court to minimize risk and maintain asset value.
Can Howard Law assist with contested matters in bankruptcy court?
Yes. Our attorneys appear in hearings and contested proceedings involving stay relief, plan objections, valuation issues, and disputes related to secured claims. We combine litigation experience with practical strategy to move cases toward efficient resolutions.
Does Howard Law handle loss mitigation within a bankruptcy case?
Yes. Our team regularly works with debtors and trustees to negotiate loan modifications, forbearance agreements, repayment plans, and other workout solutions within the bankruptcy framework. We focus on outcomes that are both legally sound and aligned with the creditor’s business objectives.
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