Hire an Experienced Law Firm
Howard Law represents lenders, loan servicers, hedge funds, national capital corporations, investors, and individuals in judicial mortgage-foreclosure litigation throughout Florida and non-judicial foreclosure proceedings throughout Georgia. Our team handles a full spectrum of loan types, including FHA-insured loans, VA-guaranteed loans, HECMs (reverse mortgages), Business Purpose Loans, and HELOCs, each of which requires specialized knowledge, strict compliance, and precise procedural execution.
Each attorney in our firm understands the foreclosure litigation process from beginning to end. We are equipped to perform comprehensive due diligence prior to loan acquisition, review title products and collateral documents, and manage the entire foreclosure case through resolution. While our team is highly trained in contested litigation, we also understand that the best business decision is not always to litigate.
In addition to litigating mortgage-foreclosure cases, we have successfully prepared and negotiated a wide range of loss-mitigation agreements, including:
Howard Law has experience negotiating with Condominium Associations and Homeowners Associations for all past due maintenance and fees owed to an Association.
Fannie Mae/Freddie Mac
Fannie Mae and Freddie Mac have issued a “No objection” for the Howard Law in the State of Florida. Howard Law follows all Fannie Mae and Freddie Mac guidelines.
What types of mortgage foreclosure cases does Howard Law handle?
Howard Law represents lenders, loan servicers, hedge funds, investors, and individuals in judicial mortgage foreclosure cases throughout Florida and nonjudicial proceedings in Georgia. Our team manages everything from routine filings to complex contested litigation.
How involved is Howard Law in the foreclosure process?
Our attorneys oversee the entire process from start to finish. We conduct due diligence before loan acquisition, review title and collateral documents, prepare all filings, and manage the litigation. We also evaluate business goals to help clients choose the most efficient path to resolution.
Are there alternatives to pursuing full foreclosure litigation?
Yes. Litigation is not always the strongest business decision. Howard Law negotiates and prepares a wide range of loss mitigation options, including deeds in lieu of foreclosure, loan modifications, forbearance agreements, cash for keys, repayment plans, and short sale documentation.
Does Howard Law work with associations or follow agency guidelines?
Our firm is experienced in negotiating with condominium and homeowners associations to resolve past due maintenance balances. Howard Law also follows Fannie Mae and Freddie Mac guidelines and holds a formal no objection status from both agencies in Florida.
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