Real Estate Law
Howard Law can assist you with residential real estate closings and commercial real estate closings throughout the state of Florida and Georgia. Whether you are buying, selling, lending money secured by real property, or leasing, you should consult with an attorney.
We offer comprehensive real property title insurance and settlement services throughout Florida and Georgia. We work with individual consumers, realtors, lawyers, investors, mortgage brokers, lenders and any other party involved in the real estate transaction to effectuate a smooth closing. Howard Law is an attorney-based title company, not simply title agents.
Paradise Closings – Our real estate closings and refinance transaction are handled by our affiliated title company, Paradise Closings.
The attorneys and staff at Howard Law are involved in every aspect of the real estate transaction from negotiation and drafting the purchase and sale contract, to review of Title Searches, and Lien Searches, preparing the Settlement Statement, preparing the Deed, preparing all real estate documents through closing. We are a member of the Attorney Title Fund in Florida and Old Republic National Title Insurance Company in Georgia. We are able to issue Owner’s Title Insurance Policies and Lender’s Insurance Policies.
Sometimes clouds on title result from matters that could not be found in the public records or are not fully considered in the title search process. To help protect you in these events, it is recommended that you obtain an Owner’s Policy of Title Insurance to insure you against the most unforeseen problems.
Owner’s policy – Based on the property’s total purchase price, protects only the home buyer’s interests in the property should a problem with the title arise. An owner’s policy will provide protection against ownership challenges, errors or omissions in deeds, mistakes in examining records, missed liens, forgery and undisclosed heirs, among other things. It is purchased for a one-time fee at closing and lasts for as long as you or your heirs have an interest in the property.
Lender’s policy – Based on the dollar amount of the loan, protects only the lender’s interests in the property should a problem with the title arise.
Real Estate Services
- Negotiation/Preparation and/or Review of real estate contracts
- lender and borrower representation including preparing and reviewing residential and commercial loan documents
- Title Insurance
- Title Searches
- Lien Searches
- Review of title and clearance of title related issues
- Title Commitments
- Escrow services- holding of earnest money deposits and handling post-closing escrow issues
- Quick and Accurate preparation of closing documents—including HUD for review prior to closing
- Immediate disbursement of funds
- 1031 Tax Free Exchanges
Attorney Title Insurance Fund, Inc. (Old Republic National Title Insurance Company) – Florida
WFG National Title Insurance Company Partners – Florida
Old Republic National Title Insurance Company – Georgia
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